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SBI Business Loan

SBI SME Collateral Free Loan-
  • Borrowers eligible under the scheme will be covered under CGTMSE guarantee scheme.
  • No collateral required.
  • Max Loan amount up to Rs 1 crore.
  • Repayment period- Max 7 years including moratorium period.
SME Smart Score
  •   Available to small and medium enterprise units engaged in manufacturing, trade or services.
  • For manufacturing units the maximum loan amount is Rs 50lakhs and for trade and services units the total limit is up to Rs 25lakhs.
  • Repayment period 5 years excluding moratorium not exceeding 6 months
  • The interest rate is floating rate of interest and is linked to base rate.

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