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Fullerton India Business loan

  • Maximum Loan up to 30lacs without any collateral for self-employed businessman involved in Manufacturing, Trade and service
  • Repayment period 12 to 48 months
  • Pre-payment facility.
Fullerton India Business Loan Advantages:

Benefit from loans up to ` 30 Lakhs, without any collateral, for self -employed businessmen involved in Manufacturing, Trading and Service industry
Quick approval and hassle-free processing
Minimal paperwork

Flexible repayment options – range of loan tenors that suit your repayment capacity ranging from 12 months to 48 months
Easy EMI repayments through cheques or ECS
Convenience of service at your doorstep
Credit Shield offerings (Insurance Cover for your loan)

Documents Required:
Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
Bank Statements (Bank statement / Bank Passbook of last 6 months)
Latest Income Tax Returns along with computation of Income, Balance Sheet and Profit & Loss Account of the last 2 years
Partnership Deed/ Board Resolution.
Proof of number of years in business (Trade license/ Establishment or Sales Tax Certificate/ MOA/ Partnership Deed)

Is there any age eligibility criterion for me to apply for a Business Loan?
You need to be at least 27 years of age to apply for a Business Loan under the ‘Self Employed Business Category’. A relaxation of 2 years will be made if you are a non-professional. You cannot exceed 65 years of age at the time of Loan Maturity.

How can I repay my Business Loan?
You can repay the loan in equal monthly installments (EMIs). The loan can be repaid through post-dated cheques. You can also repay through an ECS mandate to your bank.
Can I foreclose or prepay my loan?
Yes, you can foreclose your Business Loan after a minimum period of 6 months.

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